Mutual Fund is one of the most Popular Asset Classes, where any Common Person, Intermediate Investor or Seasoned Investor can invest with a Specific Goal or start as a pure Investment habit for better earnings keeping a Horizon of 4-5 years.
📚 Learn the Basics — Investor Awareness
Your Wealth.
Expertly
Guided.
9 years of trusted mutual fund distribution in Pune. 4,000+ funds analyzed. Personalized SIP & investment planning. Serving investors across India with sincerity, transparency & expertise.
A Decade of Sincere Service. A Lifetime of Trust.
With over 9 years as a AMFI Registered Mutual Fund Distributor, I have built my practice on three unshakeable pillars — Sincerity in service, Truthfulness in guidance, and Gratitude towards every investor who trusts me with their financial future.
Today, Ace Financial Services is not just a distribution firm — it is India's first MFD-built analytics platform combining 9 years of investment expertise with world-class technology to serve investors better than ever before.
Mutual Fund Distribution
Personalized fund selection based on your risk profile, investment horizon, and financial goals. Direct and Regular plans across all 55 AMCs.
Explore Funds →Investment Blueprint
India's first personalized investment case engine — get a complete SIP + Lumpsum blueprint across 3–5 funds tailored to your exact capacity and goals.
Create Blueprint →Goal-Based Planning
Retirement, child education, home purchase, wedding — map every financial goal to a precise monthly SIP or lumpsum investment plan.
Plan Your Goals →ELSS Tax Planning
Section 80C tax savings up to ₹1.5L annually through ELSS funds — shortest lock-in, best post-tax returns among all 80C instruments.
Calculate Savings →SWP for Regular Income
Systematic Withdrawal Plans for retirees and income seekers — keep your corpus growing while withdrawing a regular monthly income.
Calculate SWP →Portfolio Review
Comprehensive review of your existing mutual fund portfolio — returns analysis, risk assessment, overlap check, and rebalancing recommendations.
Book Review →The cost of an idle current account
A current account pays no interest — that is how they are designed. For a business holding surplus between receivables and payables, that money simply sits still while inflation erodes it. Liquid funds were built precisely for this gap: a place to park short-term surplus that stays accessible, typically within one working day, while still earning a return.
The question is never “fund or current account” for money you need tomorrow morning. It is: how much of your balance genuinely needs to sit idle, and how much could be working? That is the conversation we have with every corporate client.
Liquid Funds
For surplus you may need within days or weeks. Invest in very short-maturity instruments, with redemption proceeds typically credited the next working day. Several schemes offer instant redemption within prescribed limits.
Ultra-Short & Low Duration
For surplus with a three to twelve month horizon — advance tax provisioning, planned capex, bonus provisions. Slightly longer maturity profiles in exchange for potentially better yield than overnight parking.
Liquidity Without Lock-In
Unlike a fixed deposit, there is no tenure to commit to and no premature-withdrawal penalty. Redeem part of your holding and leave the rest invested — useful when working-capital needs are uneven.
Tax Timing Advantage
Fixed deposit interest is taxed as it accrues, year after year, and attracts TDS. Gains on mutual fund units are taxed only when you actually redeem, and resident investors face no TDS on redemption — so tax follows the cash, not the calendar.
Laddering Your Surplus
We help map your cash-flow cycle and split surplus across horizons — overnight, weekly, quarterly — so each rupee sits in the right place for how long you actually need it.
Employee Benefits
Beyond treasury, we arrange group health and life cover for your team, and help employees make sense of their own investments through workplace sessions.
A note on tax, stated plainly: indexation benefit on debt mutual funds was withdrawn for units acquired on or after 1 April 2023. Gains on such units are taxed at the applicable rate regardless of how long they are held. We mention this because you may still see indexation quoted elsewhere — it no longer applies. The advantages above are about liquidity, yield on idle balances, and when tax falls due, not about avoiding tax. Please confirm treatment for your company with your Chartered Accountant.
MFD-Built Platform
Years of Experience
Deep expertise across all market cycles — bull, bear, and everything in between. Your distributor has seen it all.
Client-First Always
Every recommendation is made with your best interest in mind — not sales targets or commissions.
AMCs Covered
Complete coverage across all fund houses in India — the best fund is always recommended, regardless of AMC.
Hidden Charges
Complete transparency in all fees, commissions and charges. What you see is exactly what you get.
SIP Overview
See your SIP's value at 3, 5, 10, 12, 15 & 20 years — a quick snapshot in one glance
SIP Calculator
Calculate corpus from monthly SIP with optional annual step-up
SWP Calculator
Plan your monthly income from an invested corpus
Lumpsum Calculator
See how a one-time investment grows over time
Goal Planner
Find the exact SIP needed to reach your financial goal
ELSS Tax Saver
Calculate 80C tax savings + post-tax returns from ELSS
Inflation Adjusted
Know the real purchasing power of your future wealth
Retirement Readiness
Find the SIP needed to beat inflation and retire comfortably
Financial Planning with SIP & SWP
Simulate your full SIP-to-SWP journey and see if your plan actually survives
Loan EMI Calculator
Find your monthly EMI — or enter an EMI to see the years & months to repay, with a full amortization schedule
SIP XIRR Calculator
Find the true annualised return (XIRR) of your SIP from its instalments and current value — the way fund returns are really measured
Kaustubh has been managing my family's investments for 6 years. His sincerity and deep knowledge of mutual funds is unmatched. He always puts our interests first — never pushes products for commissions.
The Investment Blueprint feature on the platform is a game changer. For the first time I could actually see exactly where my money would go, how it would grow, and what returns to expect. Truly unique.
Started SIP with Kaustubh 7 years ago with a small amount. Today my portfolio has grown beyond my expectations. His guidance through market crashes kept me invested when I wanted to panic sell.